JMBPay

The Problem

Malaysian high-rise JMB committee members waste 20+ hours a month manually verifying WhatsApp bank slips against Excel spreadsheets. It's thankless work that leads to accounting errors and angry residents.

The Solution

A ruthlessly simple WhatsApp-first invoicing and automated reconciliation system for JMBs. Stop chasing payments manually and never dig through bank statements again.

Target Market

15,000+ High-rise JMBs in Klang Valley

Revenue Model

RM99 - RM299/mo tiered by number of units

4-Week Validation Plan

• Week1: Interview 10 JMB treasurers about their current receipt-checking nightmare.
• Week2: Build a dummy WhatsApp bot that 'verifies' uploaded receipts using OCR.
• Week3: Onboard 2 JMBs to use the manual concierge beta.
• Week4: Measure time saved and pitch the RM99/mo subscription.